Chapter 7:

• Best for Individuals who have no assets.

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Chapter 13:

• Best for Individuals who:
  1. have some assets;
  2. have enough monthly income to payoff most, if not all, of his/her Debts in a period of three to five years; and
  3. do not want to forfeit his/her assets.
• Also ideal for the person looking to apply for a Loan Modification or is looking to save an asset from the imminent threat of a Foreclosure.

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Chapter 11:

• Exclusively for Corporations or Wealthy Individuals.

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