Chapter 7

Best for Individuals who have no assets.
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Chapter 13

Best for Individuals who:
have some assets;
have enough monthly income to payoff most, if not all, of his/her Debts in a period of three to five years; and
do not want to forfeit his/her assets.
Also ideal for the person looking to apply for a Loan Modification or is looking to save an asset from the imminent threat of a Foreclosure.
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Chapter 11

Exclusively for Corporations or Wealthy Individuals.
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