Chapter 7

Best for Individuals who:

  • Have little to no assets;
  • Have an income of less than 150% the poverty level established for Florida;
  • Need to eliminate certain debts, in order to start fresh; and
  • Are willing to sell any un-exempt assets.
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Chapter 13

Best for Individuals who:

  • have some assets;
  • have enough monthly income to payoff most, if not all, of his/her Debts in a period of three to five years; and
  • do not want to forfeit any of his/her assets.

Also ideal for the person looking to apply for a Loan Modification or is looking to save an asset from the imminent threat of a Foreclosure.

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Chapter 11

Strictly for:

  • Corporations and Wealthy Individuals.
Find out More...


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Bankruptcy Attorney in West Palm Beach

Why Choose Us?

Personal Injury LawyerIf you have a Personal Injury Case or a Bankruptcy case, we want to be your Personal Injury and Bankruptcy Attorney in West Palm Beach. at the Rivera Law Firm, P.A., our Bankruptcy Attorneys pride ourself in treating each client as an Individual, making every effort in our power to help our clients reach the fresh start they need to start again.

There is a stigma associated with the Bankruptcy process, but we understand, and help our clients understand, that just because they lost their job, are going through an illness or even a divorce, doesn't mean that you intentionally don't want to pay your creditors. By understanding this our clients are in a better position to see the bankruptcy as a light at the end of the tunnel.

Our goal is to be able to design, through collective ideas and a result-driven approach, the right strategy to help our clients reach the fresh start everybody deserves..

We handle our Personal Injury cases as we do our Bankruptcy cases, treating each client as an Individual, not a number.  We understand our client's sufferings and translate that into an effort to recover the most for our client.

Wether you are looking for a Bankruptcy Attorney or a Personal Injury Attorney, once you give us a call, you will notice why we distinguish ourselves from the rest.

Is Bankruptcy Right for Me?

Bankruptcy Attorney West Palm Beach

Bankruptcy is a viable debt relief solution for most people.   A Bankruptcy isn't just a way of making all your debt disappear; some Bankruptcies set out a plan to pay back some of your debts in 3 to 5 years. The first step is to retain a Bankruptcy Attorney in West Palm Beach.

Bankruptcy is a process provided under federal law that allows individuals, married couples, partnerships, corporations, municipalities, and certain other entities to reorganize or eliminate liability for debts, thereby allowing them either a fresh start or an orderly liquidation. This is why you should hire an experienced Bankruptcy Attorney who knows how to navigate the process.

In order to determine if Bankruptcy is right for you, first you need to ask yourself:

  • Do I live paycheck to paycheck?
  • Have I had to decide between paying a bill or buying food?
  • Is the bank about to foreclose on my home?
  • Did I loose my job and have debt but no income?
  • Do I suffer from an illness that prevents me from working?
  • Are creditors constantly calling me requesting payment?

Although there are limitless questions you could ask yourself to determine if Bankruptcy can help you, if you answered YES to ONE, or more, of these questions above, a Bankruptcy might help you greatly!

Our Bankruptcy Attorneys spend much of the week in different Bankruptcy courthouses in South Florida, so if you are looking for a Bankruptcy Attorney in West Palm Beach, a Bankruptcy Attorney in Fort Lauderdale or a Bankruptcy Attorney in Miami, the Rivera Law Firm is your solution.

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What can a Bankruptcy Protect?

Bankruptcy can protect:

  • primary residence
  • investment properties
  • cars
  • wages 
  • peace of mind!


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Which Bankruptcy to file?

You and your attorney will decide!

This is a questions for you and your attorney to decide.  Not all cases are the same, so it all depends on your particular circumstances.

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Will Bankruptcy be the End?

Bankruptcy is only the Beginning!

Bankruptcy is only a tool that can help you get your life back on track, and you do not have to lose everything in the process.

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How is Life like after Bankruptcy

No more creditor calls!

Remember a time without creditors calling you? A time when you slept a little better? That is what life after bankruptcy could look like for you.

Setup an Appointment Today!